"Advisory Services to Enhance SMEs Bankability"

The Financial Services department is a function of the Business and Sector Development Services (B&SDS) division of SMEDA. The department develops programs, products, and services aimed at improving financial literacy and awareness of SMEs and bridging information gaps between financial institutions and SMEs.

The Financial Services department serves as a guiding partner for SMEs in providing advisory services to enhance SMEs’ bankability. The department supports SMEs through self-help guides and video tutorials on a variety of topics related to business and financial management, financial calculators to develop business financial statements, analyze business efficiency and performance, calculate loan installments, and SMEDA Accounting Package (SMAP) to manage business accounts efficiently.

SMEs can access information about equity and debt financing options through a comprehensive database connecting them to financial institutions and linkages with the Growth Enterprise Market (GEM) Board initiative of the Pakistan Stock Exchange. The Financial Services Department of SMEDA periodically conducts training programs, awareness sessions, and financing helpdesks to facilitate SMEs through financial literacy, improved financial management practices, and access to banks.

Financial Model

Your Partner in Financial Planning for Business Growth

Explore the financial model template featuring income statement, balance sheet, cash flow statement and key financial ratios. Start planning and discover a user-friendly financial model with a dynamic outlook of business financial projections, tailored specifically for small and medium businesses.

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This comprehensive Excel document evaluates key components such as the income statement, balance sheet, and cash flow statement. It also includes an in-depth ratio analysis covering essential investor ratios, profitability metrics, liquidity assessments, and future projections. By using the template, you can gain valuable insights into your business's financial health, enabling you to make informed and strategic business decisions.

Non-Financial Advisory Services

A specialized accounting software with an easy-to-use interface for accounting and bookkeeping services.

SMEDA Accounting Package

Online tools designed to assist entrepreneurs in financial calculations for improved financial management.

Financial Calculators

A user-friendly, searchable database of loan products offered by Banks specifically for SMEs.

SME Financing Products

SMEDA, in partnership with PSX, offers capacity-building and awareness programs to help SMEs explore equity financing through GEM Board platform

Equity Financing

Our SME Financing Portfolio report provides a comprehensive analysis of the Small and Medium Enterprise (SME) financing landscape in Pakistan

Research Publications

Discover awareness sessions, training programs, and helpdesk support to deepen your knowledge of finance, banking, and accounting.

Helpdesks and Trainings